Great Care Health Insurance

At Great Care Health Insurance, you receive personalized assistance from a dedicated agent to select the ideal health insurance plan tailored to your actual usage. We consider various factors to pinpoint the best options for you and your family.

Navigating plan enrollment by yourself can seem overwhelming. Hence, we manage the entire enrollment process on your behalf without any additional fees. Indeed, the premium for your plan stays consistent, whether you enroll through our assistance or independently.

Truthfully, navigating health insurance complexities means encountering occasional issues, like claim denials or payment processing errors. Whatever the problem, your committed agent at Great Care Health Insurance is ready to support you.

Here are several essential terms you will likely come across in the process:

Coverage

Purchasing or enrolling in a health insurance plan means the insurer commits to cover preventive care to keep you healthy and shares the cost of your medical expenses for checkups, illnesses, or accidents.

In-network

Visiting doctors, hospitals, or health facilities within your insurer’s network means you’ll pay less for healthcare. However, seeking care outside this network can significantly increase your costs.

Out-of-network

This refers to care received without a referral, or from providers not in your insurer’s network. Receiving care out-of-network typically involves deductibles and co-payments.

Premium

These are the monthly payments you make to your insurance provider to maintain your coverage.

Deductible

The amount you’re required to pay before your insurance plan starts covering costs. Certain services may not require a deductible under some plans.

We aren’t a health insurance provider; rather, we collaborate with various insurers and brokers, simplifying the process for you to compare multiple choices!

When it comes to saving you money, we will assist you with the following:

Co-insurance

Your share of the costs for covered healthcare services, usually calculated as a percentage after your deductible has been paid.

Co-payment

A predetermined fee you pay for specific medical services at the time of care.

Out-of-pocket max

The maximum amount you will pay during a coverage period for your share of the costs of covered services.

Subsidy

Government financial aid that can help cover part of your premium costs, known as a premium tax credit or subsidy.